CBK Cheques & EFTs

This dataset details the monthly activity of electronic funds transfers (EFTs) and cheque transactions.
It covers a comprehensive period of nearly two decades, from 2007 through 2026.
Debit cheques consistently show higher transaction volumes and significantly higher monetary values compared to credit EFTs.
The average value of a debit cheque transaction (Ksh 147,920) is substantially higher than that of a credit EFT transaction (Ksh 52.34).
The presence of data up to 2026 suggests this dataset may include forecasted or planned figures for future years.
There are no apparent missing values or obvious outliers based on the provided summary statistics.
What is the trend in the adoption of EFTs versus cheques over time?
How do monthly transaction volumes and values for both payment methods fluctuate throughout the year?
What is the average value per transaction for both credit EFTs and debit cheques across the entire period?

Column	Type	Nulls	Unique	Stats / Top values
year	number	—	20	2007 – 2026
month	string	—	12	May (19)April (19)March (19)February (19)January (19)
credit_efts_volume	number	—	226	mean 1050714.1145 · min 365145 · max 1780099 · median 1029543
credit_efts_value_ksh_billions	number	—	223	mean 55.0007 · min 21.394 · max 101.85 · median 54.741
debit_cheques_volume	number	—	226	mean 1446968.2159 · min 948148 · max 2218920 · median 1476627
debit_cheques_value_ksh_billions	number	—	225	mean 214.4457 · min 131.416 · max 368.08 · median 208.2565

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