CBK Commercial Banks Weighted Average Rates

The dataset tracks weighted average interest rates across different banking products for commercial banks.
Lending and overdraft rates consistently show significantly higher values than deposit and savings rates, indicating a substantial spread.
There is a wide range in all interest rates over the years, with deposit rates varying from 1.96% to 23.43% and lending rates from 11.75% to 32.28%.
The months of February, May, and April appear most frequently in the dataset, suggesting consistent monthly reporting.
The data includes future years up to 2026, which might represent projections or planned rates rather than historical observations.
What has been the historical trend of the spread between lending and deposit rates?
How do average interest rates vary across different months of the year?
What was the highest recorded weighted average lending rate and in which year did it occur?

Column	Type	Nulls	Unique	Stats / Top values
year	number	—	36	1991 – 2026
month	string	—	12	February (36)January (35)June (35)March (35)April (35)
deposit	number	—	319	mean 8.1645 · min 1.96 · max 23.43 · median 6.92
savings	number	—	293	mean 4.9762 · min 0.96 · max 18.62 · median 3.585
lending	number	—	343	mean 17.6686 · min 11.75 · max 32.28 · median 15.74
overdraft	number	—	344	mean 17.5379 · min 10.72 · max 33.5 · median 15.205

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